New MaRisk - Roadmap for Practice - Webinar von S&P Unternehmerforum GmbH

Following subjects will be discussed in this seminar: 

• Significant innovations of the MaRisk 2021
• New tasks for the MaRisk functions
• Agile risk management in the credit business 

fit & proper with the S+P Certificate of Expertise

Major innovations of MaRisk 2021

Online Training Minimum Requirements for Risk Management 2021

• Quantitative and qualitative assessment of material positions and risks
• New NPL guidelines + New threshold of 5%
• AT 4.2: Stricter requirements for the strategy for non-performing risk positions
• AT 4.1 new: Risk-bearing capacity and dovetailing with strategies

New tasks for the risk management functions

AT 4.4.1: Expansion of tasks for the risk controlling function

AT 4.4.2: New requirements for the formation of a compliance unit

Risk management and risk controlling processes for IT risks

Outsourcing controlling: use of key performance indicators and Key Risk Indicators

AT 7.3: New version of the emergency management module

Agile risk management in the lending business

MaRisk BTO 1.2.4: Intensive Supervision

• Criteria for the transition into intensive servicing
• Consideration of concessions in favour of the borrower (“Forbearance”)

MaRisk BTO 1.2.5: Treatment of problem loans

• Criteria for the transition into problem loan processing
• Review of non-standardised contracts in restructuring cases
• Voting in the case of restructuring loans and exposures in wind-down portfolios

MaRisk BTO 1.3: Early risk identification in the lending business

• Internal information from the business relationship
• Targeted use of external information sources
• Risk classification procedures and early detection of risks